Fitness is the key to live a healthy life. People never compromised when their fitness is on the line. In present age, technology has improved a lot. Everyday a number of gadgets are being introduced to make your workouts better. With this advanced technology, it has become difficult for the people to select gadgets for their workouts. People are getting confused where they should invest their money. Or which gadget they should use for taking their workouts to next level. Workout gadgets have become an important part of health and fitness industry.
Here is a list of the top 10 fitness gadgets that you must use to take your workout to next level.
Finis Neptune:
Music is always a powerful tool to motivate a person to run another mile or lap. But during swimming people cannot listen to music. But now people can even listen to music during swimming by using finis Neptune.
Finis Neptune is limited to person’s eye wear. This device conducts audio to used ears through bones, without using ear buds.
It has unique features like 8 hours rechargeable battery and a storage space of about 4GB. This device conducts music more clearly underwater. These features make it best to use as a fitness gadget.
Hapifork!
People often face difficulty in managing their potion size. Hapifork is best to use to manage your portion size. These tiny forks start vibrating when you are eating speedily.
These forks can also regulate the amount and duration of eating. It is easy to use and can even track your data with the help of related app.
Fitbit Aria:
Fitbit aria is a digital weighing machine. This device is more than just a weighing machine. It measures your fat levels and calculates your BMI and then transfers it to your personal computer to take a record of your progress. Your progress report can be calculated through different app. This device can be sync with other device like mobile phones and notify you your respective goal.
Mighty Sat
Mighty sat is a kind of finger oximeter. This device can attach to your finger and can measures your oxygen level, pulse and breathing rate and perfusion index.
One of its characteristics that distinguish it from other oximeter is its ability to separates arterial signs from other noise and gives you an accurate reading. That’s why people with heart diseases can regulate their health by using this device.
Tangram Smartrope:
Tangram smartrope is an invention which can be used to measure your calories, goal achievements and notify you your progress. It is a smart rope that keeps the count of your jumps and measures your physical activity level.
This is another one on the top 10 best fitness gadgets to use when you are a rookie. Smartrope app is also available. You can connect this device with respective app and can record your progress.
Sensori Smart Socks:
Most of the people wear socks while running or working out but it would be great if these socks become our personal trainers and it is now possible through sensori smart socks. These types of socks have electrodes that are embedded in their fabric which tracks the heart rate so that we can optimize our work out. These socks helps in improving foot landing, cadence, pace and speed. One can also compare shoes with respect to the suitability of feet. All we have to do is to connect the socks with sensori run app and get real time feedback on activity from a virtual watch.
LARQ- Self Cleaning Bottle:
For the people who are very concerned with their work out and health, there comes a smart bottle with a self cleaning function. The good feature about it that it can be re-usable and re-chargeable. This updated bottle helps to get rid of harmful germs after every 2 hours. In this bottle the cleaniyof water is done by digital purification from 280nm UV-CLED that helps to get rid of harmful germs and people become assured of drinking clean water every time.
LARQ bottle helps to keep water hot for 12 hours and cold for 24 hours. The best thing about this bottle is that we don’t have to charge it again and again because there is a lithium polymer battery used in this bottle and we can go on without charging it for up to a month.
Withings Body Cardio:
This fitness gadget resembles weighing machine but actually it’s not a weighing machine. It is just like a smart scale that gives the information about body pounds and weight as well as heart rate, body composition and other information. We can also share this information to our smart phone through health mate app.
Vyper Vibrating Fitness Roller:
This is the high intensity vibrating fitness roller called vyper that warms up the body and recovers before and after every workout. This fitness roller contains a powerful core and latest technology that’s ensures power performance and durability. The best feature of this fitness roller is its 40W motor that delivers maximum vibration to body to warm it up faster. Its cordless compact design that is easy for use and its exterior is made up of eco- friendly EPP foam with a smooth and grooved exterior.
Kettle Bell Connect:
Kettle bell have a compact design that allows everyone to workout anywhere. By connecting this kettle bell with apple watch or iPhone we can track our sets, reps, weight, and rest time so we can set our goals and monitor program anytime.
India casts a ballot to eliminate cannabis (ganja) from the world’s most risky opiate substance in a United Nations Commission on Narcotic Drugs (CND) agreement surveying.
This choice will in all probability change the manner in which cannabis is controlled universally.
“The CND chose to eliminate cannabis (ganja) from Schedule IV of the 1961 Single Convention on Narcotic Drugs — where it was recorded close by dangerous, addictive narcotics, including heroin,” the UN said in an assertion.
With a memorable vote of 27 in courtesy, 25 against, and one abstention, the CND has started the cycle to perceive the restorative and remedial capability of the regularly utilized recreational medication.
In spite of the fact that renaming of cannabis by the UN organization is indispensable, it would not quickly change its status worldwide the same number of nations have their own guidelines.
In India, under the Narcotic Drugs and Psychotropic Substances (NDPS) Act – creation, fabrication, ownership, dealing, buying, transportation and utilization of cannabis is a culpable offense.
This is the most important question right now. There is very little scope for marijuana legalization in India. The reason is that India has very strict laws governing marijuana. Anything related to marijuana is strictly prohibited and punishable under the Indian constitutional laws. Though, of late many an articles are cropping up debating on the legislation of weed in india.
Now let’s see if, at all, there is any scope in India to legalize marijuana.
We begin with the example of Canada, the latest to have joined the decriminalized marijuana club. Canada’s administrative and common governments acquired C$186 million ($140 million) in expense incomes from direct deals of cannabis in the initial 5-½ months of sanctioning.
A look at the latest data reported via the Cannabis reporting system (Aug 2020 reporting period) throws some light on the scale and scope of the Cannabis market in Canada since the time marijuana was legalized for recreational purposes.
For further understanding of the Canadian cannabis markets, one can visit Cannabis research and data page.
Now getting back to India, let’s check out on these scientific and practical aspects of Marijuana.
Some Positives Of Cannabis (Marijuana)
Cannabis contains CBD which is a substance that impacts the cerebrum, making it work better without giving it a high alongside THC which has torment calming properties. The two substances can be removed and improved for use through short way refining. Clients can get the accompanying medical advantages of cannabis:
There are several substance mixes in cannabis, a large number of which are cannabinoids. Cannabinoids have been connected to giving alleviation of constant torment because of their substance cosmetics. Which is the reason cannabis’ result, for example, clinical cannabis is usually utilized for constant help with discomfort.
Improves lung limit
In contrast to smoking cigarettes, when smoking marijuana your lungs aren’t hurt. Indeed, an examination found that marijuana infact helps increment the limit of the lungs as opposed to make any damage.
Help get more fit
In the event that you glance around, you will see that the energetic cannabis client is typically not overweight. That is on the grounds that cannabis is connected to supporting your body in controlling insulin while overseeing caloric admission effectively.
Manage and forestall diabetes
With its effect on insulin, it just bodes well that cannabis can help control and forestall diabetes. An examination led by the American Alliance for Medical Cannabis (AAMC) has connected cannabis to balance out blood sugars, lower pulse, and improve blood course.
Helps in battling cancer
One of the greatest health advantages of marijuana is its connection to battling malignancy. There is a decent measure of proof that shows cannabinoids can help battle malignancy or if nothing else particular kinds of it.
Some More Uses
It is used in treating inflammations of the bladder and kidney stones. Dried leaf powder is applied to fresh wounds to promote healing. With digestive herbs (like cumin, fennel, anise) bhang can be excellent for stimulating appetite and digestion; with aphrodisiac herbs and foods (almonds, walnuts, sesame seeds, saffron) it becomes an excellent aphrodisiac.
Now let’s look at nations where cannabis stands decriminalised
in 2015, Uruguay became the first country to legalize recreational cannabis with Canada following in the year, 2018.
Cannabis in South Africa was decriminalised by the country’s Constitutional Court for personal consumption by adults in private.
While Mexico decriminalized the possession of small amounts of marijuana and other drugs in order to reduce the illicit drug activity as early as 21 August 2009, President Enrique Pena Nieto signed a bill to legalize cannabis-based substances for medical purposes on June 19, 2017.
Poland legalized medical use of cannabis in 2017 while in Moldova, it is illegal but remains decriminalised.
Poland legalized medical use of cannabis in 2017 (Representational Image only)
In Macedonia it’s a bit different. It’s legal for medical purposes, but illegal for recreational purposes.
A bit surprising but typical to Netherlands, cannabis, though illegal remains decriminalised for personal use. Plus the recreational consumption of the drug is tolerable and hence is available even in coffee shops. Similarly in Spain, consumption and cultivation by adults in a private space is legal.
In Luxembourg, marijuana is illegal for recreational use, but possession of personal amounts is decriminalised, and medical use has been legalised.
Italy has legalised for medical and industrial uses, although it is strictly regulated, while it is decriminalised for recreational uses.
Germany has legalised for certain limited medical contexts, but illegal for recreational usage.
Greece, it’s illegal for recreational purposes. In 2017 medical use of cannabis was legalised.
The Czech Republic has legalised for recreational use, but personal possession has been decriminalised since 1 January 2010 and medical cannabis has been legal since 1 April 2013.
Georgia it is legal in terms of its possession and consumption due to a ruling by the Constitutional Court of Georgia on 30 July 2018.
In Chile, Cultivation of medical cannabis is legal. Recreational cannabis is decriminalised.
Cannabis in Croatia is decriminalised for personal use and legalised for limited medical uses.
Cannabis in Antigua and Barbuda is illegal but decriminalised.
Cannabis in Austria is legal for scientific and medical usage, but illegal for recreational usage.
Peru legalised cannabis oil for medical use in 2017, it is illegal for recreational purposes, and however, its possession is decriminalized by Art. 299 of the Criminal Code.
On July 19th, 2018, The Israeli Knesset also approved decriminalisation and the law to took effect wef April 1st, 2019.
Also, in November 2018, United Kingdom legalised cannabis for medical use, whereas it is strictly banned from recreational uses.
There are several other nations like Zimbabwe, on 27 April 2018, became the second African country to legalise marijuana for both medical and scientific purposes.
Cannabis in Sri Lanka is legally sold through Ayurvedic herbal shops and can be used for medical and scientific purposes if given a license by the Ministry of Health. Thus, it is legal for medical purposes and for recreational purposes it is limited to Ayurveda. For cultivation, prior Government licence is required.
Now back to our original question. We browsed through many of the advantages of cannabis (Marijuana) slated above. We also read how India supported the UN CND move to take out Cannabis from the list of most dangerous stuff. We even scrolled through the market data of marijuana profits being raked in by the government of Canada. Not to mention the increasing list of countries that are joining the bandwagon decriminalising marijuana.
If you’re job-hunting during the COVID-19 pandemic, then you’re probably no stranger to virtual interviews. While interviewing online is convenient (and you don’t have to worry about getting caught in traffic or even putting on pants), it takes practice to nail your first impression online.
But never fear! With a few strategies, you’ll be ready to ace your next virtual interview. We’ve compiled a list of five tips to help you feel confident, relaxed, and ready for success.
1. Select a Quiet Location
Are you interviewing from home? A good first impression starts with a distraction-free environment. Find a space where you have some privacy, and let your family members or roommates know you need peace and quiet.
An ideal interview location also includes:
A professional, clutter-free background
Adequate lighting so your employer can see your face
Choppy internet and sudden updates are disruptive and irritating when you’re trying to have an online conversation. To prevent these distractions from cropping up, make sure all systems are operating smoothly and are fully updated before your interview.
Additionally, it’s wise to double-check which video chat platform you’ll be using. Familiarize yourself with the program before your video call, so you don’t need to worry about technical difficulties right before or during your interview.
Quick tip: Make sure you can hearwhat’s going on. Wear earbuds or headphones for clearer audio during your interview.
3. Wear Professional Attire
Wear Professional Attire (Representative Image)
Whether in-person or online, a good first impression starts with a polished outfit. It’s tempting to wear a shirt and tie on top of cartoon pajama pants (who will see them anyway?) but trust us; you’ll feel more confident when you’re dressed for success from head to toe.
Video chats pose a few unique challenges when it comes to your attire. Here are a few suggestions to help you look (and feel) your best:
Select a complementary color – Pay attention to the background color in the room you’re using. Select a shirt or dress that pops against your background, so you avoid blending-in on camera.
Avoid distracting patterns – Loud prints and patterns are distracting, especially over video chat. Remember, you want the focus to be on your face.
A little preparation goes a long way. Take time to familiarize yourself with the company and understand their policies and employee culture. The more knowledgeable you are going in, the more prepared you’ll be for questions during the interview.
Make a list of commonly asked interview questions and jot down your answers. This way, you’ll have something to reference, and the interviewer will be impressed by your preparedness.
5. Follow-Up Afterwards
Since you can’t depart with a firm-handshake, it’s great to send a follow-up email to your interviewer. Make sure you email within twenty-four hours of the interview and note something specific about the conversation you found useful or intriguing. This way, they’ll know you were paying attention!
This is also a great way to gently reinforce your good impression and remind them you’re excited about the opportunity.
Be Yourself
Above all, make sure to relax and be yourself. You offer unique qualities that no other candidate possesses. Let your sense of humor and hard-working attitude shine.
Once you familiarize yourself with the technology, virtual interviewing is a piece of cake. With a few simple strategies, you’ll be ready to knock your next interview out of the park!
Bollywood, thy name itself makes you feel glamorous. Bollywood, has its epicentre located in its film city in “Mumbai”. Previously known as the famous “Bombay” and going by its lifestyle, Mumbai, could easily pass off as India’s New York, the “City that never Sleeps”.
The Film City in Mumbai, India is a well coordinated film studio complex arranged close to the Sanjay Gandhi National Park at Goregaon East. It has a few account rooms, gardens, lakes, theaters and grounds that fill in as the scene of numerous Bollywood film shooting areas.
Though Bollywood itself dates back to the 1930’s, It was in 1977, courtesy the then state government that recognized the potential and gave offices and showered concessions to the film industry. The planning and execution in setting up of the Film City was done under the direction of V. Shantaram. It was subsequently renamed as Dadasaheb Phalke Chitra Nagari in 2001 in memory of India’s first Filmmaker director and screenwriter Dadasaheb Phalke, who is viewed as the father of the Indian film industry.
It has been practically the shooting turf for almost all Bollywood films. The wide range of areas accessible for the purpose includes a sanctuary, a jail, court, lake, mountains, wellsprings, towns, outing spots, gardens and even a man-made cascade. The film city infact sprawls on more than 520 acres of land outing area of the city Mumbai.
Recently the CM of Uttar Pradesh Yogi Adityanath who happens to be from the ruling BJP party has been in news. Adityanath had declared on Friday (September 18) that the nation’s “greatest and most wonderful film city” would be set up in the Gautam Budh Nagar region (areas falling near Noida and Greater Noida) of Uttar Pradesh.
Trying to be early movers, Movie producer Madhur Bhandarkar approached him on Sunday — and on Tuesday, a few more industry associated personalities including Anupam Kher, Udit Narayan and Satish Kaushik huddled into a meeting with Mr. Adityanath, brainstorming over the project. As per reports many more celebrities have been in touch with Yogi Adityanath for the purpose of establishing the new Film city in Noida.
The proposed film city in UP will be barely 5 km from the Jewar International air terminal coming up on the outskirts of Delhi.
Furthermore, to give a fillip of reality, a 1,000 acres section of land plot is said to have been accessible just in the Yamuna Expressway Industrial Development Authority region for the purpose.
Let’s now take a look into some other famous film industry setups in India. These regional setups have not grown beyond a certain size and certainly not to the level and scale of Bollywood. The main reason being that the latter has usurped all the hype and attention in the last several decades, leaving no level playing field for the remainig regional film industries, be it the South, the Tollywood, the Pollywood alongwith many others. We also throw some light on the physical size and history of each of these regional industries, so as to understand and compare as to why coming up with another / alternative film city at NOIDA, Uttar Pradesh could be a welcome step.
It’s pertinent to know that many Film Industry setups are running across the Indian nation and giving equal opportunity to each regional film industry to develop and thrive should be the prime motive of the central government.
Adding one more Film city on the lines of Yogi Aadityanath’s plan at Noida should serve as an equal opportunity provision to states across India and should bring many positives in the process.
So the first and foremost in the Indian film industry comes Bollywood. Yes, Bollywood is the major film industry that represents 43% of box office revenues, that we covered earlier. Others are:
Tollywood (South):
On the other hand, there is a separate film Industry from Tamil to Telegu with 36% of box office revenues. When we define the South Indian film industry that is also popularly known as Tollywood it represents the culture of five film cities which are Tamil, Malayalam, Telugu, Tulu, and Kannada.
Tollywood (Bengal)
Bengali film city, also known as Tollywood of Bengal, has also given many a renowned movies and artists. This Indian Bengali language entertainment world or film city is situated in the Tollygunge district of Kolkata, West Bengal, India. The beginnings of the moniker Tollywood, a portmanteau of the words Tollygunge and Hollywood, goes back to 1932. It was a generally significant entertainment world, once, representing the Indian film production. The Bengali film city is known for creating a large number of Indian film’s most widely praised worldwide. Parallel Cinema and workmanship films, with a few of its movie producers, actors and actresses have picked up many an Indian National Film Awards in addition to a global recognition. However, since the late twentieth century, the Bengali film city has decreased in prominence, surpassed by others, for example, Bollywood and South Indian Tollywood.
Pollywood (Punjab):
Punjab represents its own film culture as they have their own film cities and viewership. Popularly known as Pollywood, it’s the Punjabi language film industry based in Punjab. For the most part, it’s situated in Amritsar and Mohali.
The films of Punjab have their beginnings with the 1928 creation of Daughters of Today, the most punctual element film delivered in Punjab. The principal sound film, Heer Ranjha, utilizing the sound-on-circle innovation, was delivered in 1932.
South Indian Film Industry
This, also from South is separately situated in Chennai, Hyderabad, Kochi, Bangalore and Mangalore. A bit confusing for some, this group eludes the group of five mentioned earlier from South India i.e. Tamil, Telugu, Malayalam, Kannada, and Tulu film industry worlds.
Since Hyderabad is one of the most important sights for South Indian Films, so the Hyderabad film City is more prominent and famous than the other south Indian film cities. Ramoji Film City is a coordinated film studio complex situated in Hyderabad, India. Spread over more than 1666 acres, it is the biggest incorporated film city in the entire world and as such has been confirmed by the Guinness World Records as the biggest studio complex in the world. It was worked upon by Telugu filmmaker Ramoji Rao in 1996.
Coming back to our topic, firstly, we need to understand that according to CMO, Uttar Pradesh, they are going to make a film city of more than 1000 acres, which will be the biggest consolidated film city for the whole of India.
The Pros and Cons
If it goes according to plan then the first and foremost thing to happen is that the establishment so erected and nurtured will rake in much needed moolah (revenues) for the state.
The industry and paraphernelia so established is bound to throw open new avenues, new jobs ranging from art to technical to the fieldwork and in the process addressing the problem of unemployement in the state.
The public is going to be supplied with an array of movies and serials giving more choice to watch, per their likings and in the process bring more competition that eventually will improve upon the quality and output of productions.
The supply for and from the Hindi and Bhojpuri industry will flood the market. But then it should also rightly suffice to the increased millions of smart phone viewers being added incessantly across the nation.
The supply, demand and the shift of viewer choices is also going to create a change in the movie plot, script writing et al.
It will also change the culture of nepotism that already is alleged to have ruined the lives of many a Bollywood celebrities, with some of them even dead due whatever reasons.
It will also aid to the image enhancement of India in front of other countries.
To calm any apprehensions, Yogi Adityanath while harping on providing world class facilities to the entertainment industry, added that he is not stealing any business from Maharashtra.
The first seeds for a film city were sown in UP when a 100-section of land zone was reserved for the reason by the Congress rule in Sector 16 of Noida. Over time, it has transformed into a media center and today it has studios of many prominent TV news channels and serves as workplaces of some big corporate houses.
The Problems And Roadblocks
But now what are the problems, if this plan is so good to hear. Why is Mumbai’s Shiv Sena Senior Leader Sanjay Raut and Maharashtra’s Home Minister Anil Deshmukh so irked and opposing this plan.
Let’s get a little bit deeper with this topic. While CM Yogi Aadityanath was busy meeting bollywood celebrities in Mumbai, Sanjay Raut was talking to the media. He said “Not easy to shift Mumbai’s film city to another place. The film industry in south India is also big, there’re film cities in WB & Punjab too. Will Yogi Ji also visit these places & talk to directors/artists there or is he going to do so only in Mumbai?. This was the exact thing he said to media persons.
Not easy to shift Mumbai’s film city to another place. The film industry in south India is also big, there’re film cities in WB & Punjab too. Will Yogi Ji also visit these places & talk to directors/artists there or is he going to do so only in Mumbai?: Sanjay Raut, Shiv Sena pic.twitter.com/JTh6UU3CcM
Anil Deshmukh, the Home Minister of Maharastra had also said something which is showing that they are not going to support any more Film cities and this has been covered by many a media houses. He said “Over 100 years ago film industry was established here. I don’t think any other state could’ve provided the facilities that Mumbai has. We’ve better law & order. I’m confident the film Industry can’t go elsewhere. Let him (UP CM) make efforts”
Over 100 years ago film industry was established here. I don’t think any other state could’ve provided facilities that Mumbai has. We’ve better law & order. I’m confident the film Industry can’t go elsewhere. Let him (UP CM) make efforts: Anil Deshmukh, Maharashtra Home Minister pic.twitter.com/5cZ6MJHyFu
The most important reason is the politics wherein the Shiv Sena being in control of Mumbai despite having lesser representation doesn’t want to lose or give in to the BJP, while the latter, with a formidable clout is always on the lookout to pull the rug from under the Sena’s feet. As it’s a cold war situation, not hidden from anyone, between the Shiv Sena, on the forefront of Maha Vikas Aghadi and the BJP, more specifically PM Narendra Modi, so anything coming from the latter is not acceptable irrespective of the merits or demerits.
But the public has become smarter over time. They know that if this plan of Yogi Adityanath goes through, then there will be a huge opportunity for the masses from the north, who will be the last to migrate to mumbai and be at the mercy and scorn of the marathi manus.
On date, Bollywood is also going through a rough time. This has been compounded by the recent death of renowned actor Sushant Singh Rajput who is alleged to have committed suicide. The issue took a new turn and aggravated to become a national matter of debate with SSR fans calling it a murder and linked it with the oft repeated charge of nepotism in Bollywood. Not stopping at that the fans and much of media gave a vociferous call to boycott many of those nepotism kids and their movies. This has given a bad name to Bollywood and thus an alternate coming up at Noida could see much of the migration from Bollywood leaving a big hole in the state govt’s kitty.
As the situation stands, Kangana Ranaut camp has also come out and fully supported Yogi Aadityanath’s statement about the film city in Noida. She tweeted on Twitter “I applaud this announcement by @myogiadityanath ji. We need many reforms in the film industry, first of all, we need one big film industry called Indian film industry we are divided based on many factors, Hollywood films get advantage of this. One industry but many Film Cities.” However her stand alone doesnt carry much weight as she has been branded as having politically aligned to the BJP.
Akshay Kumar, of PM Modi’s interview fame, is now ruling Bollywood with his great movies and the public is also giving their full support to him. Being in the good books of the Centre and BJP, and despite having Canadian citizenship, Akshay has been getting a major chunk of advertisements from the Advertising industry, while the Khans have been pushed to the periphery.
Yogi Adityanath, CM, Uttar Pradesh in a meeting with Bollywood star Akshay Kumar as the latter calls on him during his stay in Mumbai (Photo dt 02 Dec 2020, credits: twitter)
Recently “Akshay Kumar” also on predictable lines met Chief Minister Yogi Adityanath at the hotel, during his visit to Mumbai and talked about his forthcoming film ‘Ram Setu’, which he had declared on Diwali.
Finally, it’s upto the people of the nation to understand that Yes there is a scope for a political link with this film city of Nodia plan,more so with elections slated in 2021. However they also need to be smart enough to understand what is good or bad for them in the long run. Something as big as a film city in Noida will open up opportunities for employment, labor utilization, will create a whole new scope for artists to become directors, actors, actresses, producer’s and much more. The films so produced could be marketed across the world and possible in addition to revenues, also bring laurels for the nation as a whole. Hence as things stand, more and more citizens are likely to welcome this plan for a new, state of the art, film city in Noida.
Lastly, but not the least, in the words of CM Yogi Aadityanth, this is time to show them (Bollywood) group that “In UP, we have exotic locations; we have cultural diversity; we also have human resources; and now we are going to have a film city with state of the art facilities, which will be way ahead of what any other film city across the country can offer.”
Most people assume they’ll hold the keys to their first bungalow around their mid-to-late twenties. However, millennials in this bracket seem to be trailing behind both Gen X and Boomers in terms of homeownership when they were that same age. For young people today, the post-grad struggle is, perhaps, a bit too real.
With today’s tough housing market, how can you start affording homeownership? Read on for some basic financial tips to secure the charming condo of your dreams.
1. Borrow Wisely
Let’s face it: you’ll most likely have to borrow money to buy your first home. Property is a major investment, and it’s not uncommon to need financial support for it.
But before you sign that loan agreement as one of the first time homeowners, take a minute to research your options. Borrowing comes in many forms, and you’ll want an option that works best for your finances:
Mortgages – Aim for a company within the secondary mortgage market, which keeps mortgage rates lower and lengthens your payment period. Unsure of the market lingo? Check out a secondary mortgage market definition glossary here.
USDA loan – If working from home has opened up your address options, consider a USDA loan. These payments provide up to 100% financing for homes in approved areas.
Pull from investments – It can be scary withdrawing from a rainy-day fund. But what’s more important than buying a roof to keep the rain out? Consider taking money out of your 401(k) or IRA accounts to partially fund your new home.
2. Construct Your Credit
Building a credit score can feel like dating—confusing, nerve-wracking, full of highs-and-lows. But just like wooing your crush, you can build a strong foundation with attention, care, and patience.
Step one is to get a credit card. If you’re a complete newbie, go for a low spending limit or even a secured card that’s tied to a savings account. And while increasing your spending limits does increase your credit score, going into debt does not. Start slow and build from there.
Don’t forget to keep track of your score. Equifax, Experian, and TransUnion all collectively offer free weekly reports. Once you hit that golden 620, you’ll be able to enter the mortgage office with shoulders back and head held high even though as first time homeowners.
3. Budget for New Bricks
Borrowing certainly helps get your feet wet in the real estate pool. But don’t depend on those mortgages as floaties. If you want to be smart about home buying, you have to make a thorough budget.
As first time homeowners, you’ll most likely come across these major expenses:
Down payments & closing costs – Think of these as the 1-2-3 of buying a home. Don’t shake a hand until you’re certain you can finance an initial offer down payment, a confirmation payment, and a closing payment to cover all taxes and fees.
Insurance & utilities – Who doesn’t love getting mail? That is, unless it’s got “RETURN WITH PAYMENT” at the top. Make sure you can pay all insurance and utilities costs for at least the first year.
Moving expenses – Before putting on your interior designer hat, you have to actually arrive at your home. Between mountains of cardboard boxes, moving trucks, and helping hands, don’t forget to factor moving costs into your budget.
4. Research Agents
In today’s world of DIY over everything, in-person help can seem like a waste. Why pay a professional when there are YouTube videos and blog articles a-plenty? (Hello! We’re right here!) But with the right realtor, you’ll save money as well as time and energy during your home hunt.
Unsure of where to start? Word-of-mouth never fails. Ask your friends with similar budgets about their real estate agents. Also, realtors with experience in your desired locations will have the best listings and price offers to give you.
Are you the first of your friends to venture into home buying? There are some excellent online resources to find agents, such as Homelight.
Planning & Property Go Hand-in-Hand
Whether we’re talking credit scores, realtors, or mortgages, the best advice for buying your first home is to plan in the present so you can flourish in the future. Start early by stabilizing your finances with these tips, and you’ll be able to say there’s no place like (your very first) home before you know it.
Polycystic Ovary Syndrome is a hormonal disorder which is common in women of reproductive age. Simply put, in PCOS, release of reproductive hormones gets imbalanced, thereby causing difficulties in ovulation. The ovaries in the process start producing an excess of the male hormone, testosterone, while lacking in the female hormone, estrogen. As a result, the eggs that are not properly released each month often swell up and cluster around the ovaries, forming cysts and complications. Patients with PCOS often experience prolonged and infrequent menstrual cycles, excess of hair growth etc.
Not only the above cited complications, women who conceive with PCOS have higher chances of
Premature delivery
Gestational diabetes
High blood pressure
Miscarriages
In case polycystic syndrome can be diagnosed at an earlier stage, then the possibilities of further ailments like heart disease and type 2 diabetes can be prevented to a large extent. To the benefit of everyone, we bring you a list of Foods to Eat in PCOS. Similarly a list of Foods to Avoid in PCOS is also compiled in the later half of this article.
FOODS TO EAT IN PCOS
1. Whole Grains
The women suffering from PCOS are at high chances of developing type 2 diabetes because of high intake of sugar. Whole grains contains high amount of soluble fiber that can help in balancing the release of insulin levels and help prevents type 2 diabetes. Whole grains contain sugars that are released in blood at slow rate and help prevents causing the high blood glucose levels.
2. High protein foods like fish, lean meat
As we have to prevent the consumption of more carbohydrates in PCOS so the diet high in protein helps in metabolism and balance the levels of hormones preventing PCOS. Fish is also rich in omega 3 fatty acids that are most powerful antioxidant to prevent diseases. Hence makes it to the top in the list of foods to eat in PCOS
3. Nuts, legumes
They are high fiber and protein sources that will help in regulating the hormones balance and helps in metabolism. Moreover, they are rich in antioxidants that prevent the oxidative stress and protect your body from any kind of damage.
4. Leafy green vegetables
The women suffering from PCOS have been reported with low levels water soluble vitamins especially vitamin B. Green leafy vegetables are nutrient rich and low caloric that can regulate the blood glucose levels and are also a rich source of vitamin B and vitamin K.
5. Healthy Fats
There are many incredibly important fats for eating with PCOS. One of the main concerns of women who are fighting with PCOS is fertility and pregnancy and fatty acids play an essential role in both of these. Omega 3, a fatty acid which can be found in sources such as fish or flax seeds because it regulates the prolactin, a hormone that suppresses the ovulation, regulates reproductive hormones, regulates menstrual cycle and increases the blood flow to uterus.
The women suffering from PCOS should avoid eating the foods containing high sugar levels because it can cause diabetes type due to insulin resistance and also cause imbalance in reproductive hormones ,blood sugar levels, insulin and gut health which may cause infertility in most the women. So the foods like cookies, candies and high sugary foods must be avoided
2. Processed Meats
All kinds of processed meats are inflammatory foods which can aggravate PCOS so it should be better to avoid processed meats to avoid PCOS like hot dogs, sausages and pepperoni.
3. Sodas and Juices
Soda bottles and juices have high levels of sugar that can promote the insulin resistance and can cause PCOS. They are also capable of causing hormone imbalance and can disturb blood sugar levels and menstrual cycles. Hence on the list of foods to avoid in PCOS.
4. Caffeine
It should also be avoided during PCOS because they can also aggravate the insulin resistance causing PCOS to become worst. Insulin resistance is one of the major causes of PCOS.
5. Processed Carbohydrates
Processed foods have low quantity of fiber and thus, can have major impact on blood sugar levels. Eating these foods can support insulin resistance, which then promote PCOS symptoms. Hence these too make up to the list of foods to avoid in PCOS
You might be surprised that it’s almost time to celebrate the New Year again (seriously, where did the time go?). You probably won’t be surprised to hear that making fitness an essential part of your year to come is one of the best things you can do for yourself.
If you want to incorporate fitness into your New Year’s resolutions, but don’t know where to get started, you’ve come to the right place. We have all the information you need to make it happen.
Slow and Steady Wins the (Figurative) Race
If we told you that the best way to get fit in the New Yearis to commit to going to the gym every single day, running marathons, and only eating protein-rich superfoods, we wouldn’t be setting you up for success. Setting realistic, attainable resolutions is the best way to ensure you stick to them.
That’s not to say you shouldn’t strive for progress or push yourself, but your fitness resolutions need to be lifestyle changes you can stick to all year long.
You Need a Winning Team
Resolutions are about achieving personal goals, but that doesn’t mean you shouldn’t find ways to make fitness a team effort. If you’ve ever been to a gym in January, you know you’re going to be in good company when it comes to focusing on fitness at the start of the New Year.
Instead of seeing your fellow resolutioners as competition for that coveted treadmill in the prime gym location, try finding ways to leverage their support. Take a look at a few ways to build a solid fitness support system:
We aren’t above bribery, and you shouldn’t be, either. Bribing yourself can be an effective (and fun!) way to motivate yourself to work out. If you want to hit the weight room a few more times each week, reward yourself in advance by signing up for that fancy gym you’ve been eyeing. If you want to tackle a half-marathon, make a few purchases from the ultimate gift guide for runners to encourage yourself to hit the pavement.
Don’t Let Boredom Sneak In
You won’t be very motivated if you’re struggling through the same boring workout day after day. Even if you’ve found a routine that works for you, we still encourage you to incorporate variety into your workout regime. Doing so will prevent mental burnout as well as protect your body from injuries caused by overuse of certain muscles.
Take a look at these creative workout ideas:
Boxing
Trampoline workouts
Aerial yoga
Water aerobics
At-home workout challenges
Ballet barre
Zumba
CrossFit
This list is just the beginning.
There are countless ways to make working out more interesting. The best part is, if you try one of the methods above and find out it’s not for you, you’ll still have gotten in a great workout (while learning more about yourself in the process).
You’re Going to Thank Yourself a Year from Now
Before you run out to buy brand new sneakers or jot down five major fitness goals, take a second to close your eyes. Imagine how wonderful you’re going to feel at the end of next year knowing you stuck to your fitness resolutions. In fact, the sooner you get started, the sooner you can start achieving your goals.
Who says you have to wait for the ball to drop? You might want to start your resolutions a little early this year. Cheers to that!
